Can i get my car back if it gets repossessed


Asked by wiki @ in General viewed by 165 People


Can I get my down payment back on a car that was repossessed after a month due to losing car insurance?

Answered by wiki @


I’d say no and here’s why. When you set up your lease/loan within the fine print somewhere it likely stated that the vehicle must be covered with xxxx amount of insurance against loss/theft and in some cases you have to name your bank/leasing company an additional insured so they get paid if you damage/total their vehicle. Since you let your insurance lapse you broke the terms of the contract. Hence the reason they came to get back “their” investment.

Do you know the better answer?

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